How to use the calculator

Key in the home loan amount, home loan interest rate, repayment term and the number of months after a given period (number of instalments you have paid). Click on the "Calculate" button.

What will this Calculate?

Calculates the status of you home loan after a given period (number of instalments). Handy if you plan to sell your property and would like to know what the outstanding balance will be at that point in time.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme is accepted.


Home Loan Amount (Rand)

Interest Rate (% per annum)

Repayment Term (# months)

Number of Instalments Paid


Home Loan Status

Total Capital Paid Thus Far (Rand)

Total Interest Paid Thus Far (Rand)

Total Capital and Interest Paid Thus Far: R