How to use the Calculator

Key in the home loan amount, home loan interest rate you qualify for, the repayment term and the additional payment amount you would like to add to your original instalment. Click on the "Calculate" button..

What will this Calculate?

Calculates saving when paying fixed additional amounts on a monthly instalment.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme is accepted.

Increased Instalment

Home Loan Amount (Rand)

Interest Rate (% per annum)

Repayment Term (# months)

Additional Monthly Payment (Rand)

Original Instalment (Rand)

New Instalment (Rand)

Period reduced by (# months)

Rand Value Saved (Rand)

Table of Comparison

Original Instalment

New Instalment

Monthly Instalment

Repayment Term (# months)

Last Instalment

Total Amount Paid (Rand)