How To Use The Calculator

Key in the amount of the home loan that you require. Key in the home loan interest rate you qualify for. Key in the number of months that you would like to repay your bond (this may vary between 20, 25 and 30 years e.g. 30 years = 360 months). Click on the 'Calculate' button.

What Will This Calculate

Calculates the single or joint gross monthly income required to afford a home loan and what the repayment will be.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme is accepted.

Minimum Income Required
Required Home Loan Amount (Rand)
Interest Rate (% per annum)
Repayment Term (# months)
Monthly Instalment (Rand)
Minimum Gross Monthly Income (R)